![]() Interest rates on investments are next to nothing. I had to go through Fifth-Third Bank to finance my truck (whose interest rates are phenomenal). They wouldn't fund a truck for me, and if they did, they would set my payments at over $500/month, something that shocked me. I have no experience with interest rates as far as loans go, simply because I chose not to go through FSNB for my auto loan. It seemed very unnecessary to me, as I've always understood statements to be something a bank was obliged to send me as a courtesy for banking with them. This fee could be waived if I sign up for e-Statements, which cancels paper statements, and this charge is an additional charge on top of any service charge I might incur. Now I am charged $3.00 every month for paper statements. Until recently, paper statements were an obligatory privilege provided to me by the bank. This is really an attempt to encourage ATM use, so I understood. Withdrawal slips at teller stations are $1.25 unless certain conditions are met. I did, however, find some fees to be unnecessary. I rarely used Overdraft Protection, but when I did, it was only $19.75 per transaction, and I was not charged for every day my account was negative. I rarely used other ATMs, and so didn't have a problem with foreign ATM fees of $1.50. So long as I had a direct deposit of at least $300/month, my account came with no service charge. During my time with FSNB, I had the Career Checking account. Interest Rate & Cost: I gave this 3 stars simply because of my experiences with their fees. I plan to simply inform you of my experiences, how they made me feel, and what measures were taken to satisfy me as a customer. I won't exaggerate my satisfaction and tell you my experience was the absolute best. I won't dramatize my experience and tell you to run as fast as you can. Was this review helpful to you? Yes, No Report AbuseįSNB is a fair bank. * this review was made on FSNB, Dickerson Pike Branch at Nashville, TN * this reviewer has be with this bank for 1 - 3 years In truth, this will always be the bank I recommend for people. They have their busy moments, but they have been swift and helping everyone. I am always greeted and helped straight away. One of the tellers, Lamia, helps the customers really well and explains things to everyone in a way for them to understand. It has finally slowed down and there has been some familiar faces. Over the past year at this location, there has been a lot of new people working. ![]() She always has a smile on her face and greets everyone that comes in like there family. She has always been helpful, especially with helping me get a loan and clearing some fraudulent charges off my account. Amy, the bank manager, was at the Charlotte location but came to this location. I haven't seen a team like that in my years on this earth. ![]() The Management team here is strong and always help the CSR's when they need help. The tellers look professional and their uniforms always clean and presentable. But, the bank is well organized and clean. You get great deals at Wal-Mart, Macy's, AppleStore, even the Disneystore through the online savings. If you are making big purchases like TV's and washers, you get a warranty from that store but this package deal will extend it by 5 years. So if someone steals your identity and all your information, the insurance company will come in and help clear your name. Extended warranties, Online local savings, cash rewards, and bonus travel. Its only 8.50, but you get identity insurance. Now if your a shopper like me, you will want the Secure Rewards. If you want to get paid early, be able to check your account and transactions, and have checks for free, this would be best for you. ![]() Its pricey but gives you early direct deposit, FREE 5 Star Online Banking with Bill Pay and Text Banking, and free Checks after a 200.00 accumulated balance. They offer an assortment but the best accounts for people in middle or upper level incomes would be the advanced checking or secure rewards checking. Now the fees can be some trouble to the lower income families who are opening an account. I always go to the Dickerson Pike Branch to do my transactions. Overall, FSNB has been really good to me.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |